What it costs to give birth at Saratoga Hospital

Here’s what Saratoga Hospital reported charging for labor and delivery, plus what real parents say they paid out of pocket.

Published · billed charge$18,696Average billed charge, vaginal birth (477 deliveries in 2021). Median for an uncomplicated (“minor”) stay: $17,105. Hospital’s own estimated cost: $11,616

Published · billed charge$28,493Average billed charge, C-section (227 deliveries in 2021). Median for an uncomplicated (“minor”) stay: $25,351. Hospital’s own estimated cost: $7,735

What these numbers are (and aren’t): a billed charge is the hospital’s list price for the facility stay, before insurance discounts. If you’re insured, you’ll usually owe much less — often your deductible plus coinsurance, up to your plan’s out-of-pocket max. These figures do not include your OB or midwife, anesthesia, or baby’s own hospital bill.

What parents actually paid User-reported

No one has shared a bill from Saratoga Hospital yet.

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Published hospital charges Published data

Delivery	Severity	Deliveries	Avg charge	Median charge	Est. cost	Year
Vaginal	Minor	290	$17,876	$17,105	$11,397	2021
Vaginal	Moderate	177	$19,843	$18,922	$11,949	2021
Vaginal	Major	9	$20,848	$18,544	$11,771	2021
Vaginal	Extreme	1	$34,015	$34,015	$14,516	2021
C-section	Minor	168	$26,679	$25,351	$7,217	2021
C-section	Moderate	48	$30,199	$29,445	$8,405	2021
C-section	Major	9	$50,468	$42,141	$12,784	2021
C-section	Extreme	2	$41,067	$41,067	$12,495	2021

Severity is the APR-DRG severity-of-illness level the hospital coded (Minor = most uncomplicated). “Est. cost” is New York’s estimate of what the stay cost the hospital to provide, from hospital cost reports. Delivery types are APR-DRG 560 (vaginal delivery) and 540 (cesarean delivery).

Source: New York State Department of Health, SPARCS “Hospital Inpatient Discharges: Cost Transparency”, data year 2021. Retrieved 2026-10-19. Location from NYS Health Facility General Information. Hospital names appear as the state reports them. Methodology.

Not a quote. Not medical, legal or financial advice. Published prices are hospital billed charges from public data; user-reported bills are self-reported and unverified. Call the hospital and your insurer for an estimate based on your plan.

Other hospitals in the Albany–Schenectady–Troy area

Hospital	City	Avg charge, vaginal	Avg charge, C-section
Albany Medical Center Hospital	Albany	$15,351	$29,191
Ellis Hospital - Bellevue Woman's Care Center Division	Niskayuna	$18,582	$27,988
Samaritan Hospital	Troy	$11,374	$16,895
St. Peter's Hospital	Albany	$11,329	$18,408

Compare all 5 Albany–Schenectady–Troy-area hospitals →